Well just like I thought, right when i think I'm done working on and/or spending money on this car I have to have a new timing belt put on. A weird sound is starting to come from that general area and most people that have looked at it think that's what it is... and I agree. Also, I checked the service history of the car and that part has never been replaced and they usually are replaced every 50K miles or so. The car has 88K on it... lol
It is a needed repair, and it will help it run even better than it already does, but holy shit the cost of such a simple thing is crazy! It apparently is hard to get to even though it's right there on the side of the engine, but I guess you have to move some stuff out of the way... so $300 bucks gone just for this... assuming they don't find that the sound is caused by yet another bad part. In any case, the belt needs replaced so I guess it's not a waste.
So in regards to more positive news, I did get that house loan... but the above mentioned car repair costs happened at the worst time ever as you must save up closing costs before you get the loan. That's about $2500. I have found a few houses I'm looking at in the general area, two of which are still available, while I lost one to another buyer that outbid me. No real loss since as I just said, I don't have the closing costs saved yet. I'm hoping I can have those costs wrapped up into the loan amount, but the loan amount must not be higher than the appraised value of the house in that event and must be below the value at least by the amount of the now included extra costs.
For example, if the house was worth 70K, in order to put in closing, the selling price must be $67,500. I'm hoping to get the seller to pay even a few other costs for me, cause I sure can't. Such as home inspection fees, surveys, title costs, etc etc. It's just a big mess of paperwork! Luckily, with the housing market being in the shitter mostly still, sellers are more willing to do more to get the thing sold and off their hands as fast as possible. So their loss is my gain. I just need to find a place I'm willing to spend 38 years in... most of them are not exactly what I want... least none has jumped out as being 'just right'... though that one I lost to the other bidder was very close. It was private, no neighbors, pretty big yard and came complete with everything including furniture. Move in ready!
Anyways, seems there's just too much going on all at one time right now... I feel at the point of just snapping to be honest.... but we shall see... needless to say, because of the two above things and costs involved, I'll be eating noodles more this next month than I was planning on. Weee, being poor is so fun! .... but I'd still rather be poor than a rich spoiled asshole everyone only likes cause of their money.
